When you set out to protect yourself or your business against life's risks there are many options available for you to consider. There are two broad areas of risk protection provided by insurance: Life Insurance and General Insurance.

• Life Insurance covers a particular person against the risk of death, disablement, trauma, injury or illness.
  
  
• General Insurance covers particular assets of yours or your business against a variety of risks including fire, theft, inundation, storm and tempest, vandalism, accidental damage, fusion, third party property, professional negligence, and many more. Cover can also be obtained to protect against particular eventualities such as inclement weather.

There are some crossover areas of risk insurance where general insurance provides cover against harm to the life of third parties or employees. These cross-over areas include third party injury, public risk and workers compensation.

Click on items in the sidebar menu to view pages containing more detailed outlines of Life Insurance and General Insurance.

Copyright © 2005-2006 AAA Financial Intelligence. All rights reserved.